With the rising popularity of credit cards in India, keeping track of your spending and available balance is essential. If you own an HDFC Bank credit card, checking your balance is quick and convenient. Here are five easy methods to check your HDFC credit card balance effortlessly.
1. Check Balance via SMS
One of the simplest ways to check your HDFC credit card balance is through SMS. Follow these steps:
- Send an SMS from your registered mobile number.
- Type CCBAL XXXX (replace “XXXX” with the last four digits of your credit card number).
- Send this message to 5676712.
- You will receive a message with your credit card balance details.
2. Check Balance Using Net Banking
HDFC Net Banking provides an easy way to check your credit card balance online:
- Log in to the HDFC Net Banking portal with your credentials.
- Click on the Cards section from the menu.
- Your credit card balance will be displayed on the dashboard.
3. Check Balance via HDFC Mobile App
Using the HDFC Bank mobile app is another convenient way to check your credit card balance:
- Download and install the HDFC Bank mobile app.
- Log in using your credentials.
- Navigate to the Credit Cards section.
- Your balance, unbilled transactions, and other details will be visible on the home screen.
4. Check Balance via Customer Care
If you prefer speaking to a representative, you can check your balance through HDFC customer support:
- Call HDFC Customer Care at 61606161.
- Follow the IVR (Interactive Voice Response) instructions.
- Enter the required details as prompted.
- Your balance details will be shared over the phone.
5. Check Balance at an HDFC ATM
You can also check your HDFC credit card balance at an ATM:
- Visit the nearest HDFC Bank ATM.
- Insert your HDFC credit card.
- Select the View Statement option from the menu.
- Your credit card balance will be displayed on the ATM screen.
Final Thoughts
Keeping track of your HDFC credit card balance is crucial for better financial management. With these five easy methods, you can check your balance anytime, anywhere. Choose the most convenient option and stay updated on your spending!
